Start loving your furniture today!
Financing & Payment Plans
Financing options offered by Wells Fargo, Concora Credit & American First Finance
Wells Fargo Bank, N.A.
- No interest if paid in full within 6 months.
- Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*
- Minimum purchase of $300 required.
- Minimum finance amount of $300
- No interest if paid in full within 12 months.
- Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*
- Minimum purchase of $1,000 required.
- Minimum finance amount of $1000.
- No interest if paid in full within 18 months.
- Interest will be charged to your account from the purchase date if the purchase balance is not paid in full within the promotional period.*
- Minimum purchase of $2,000 required.
- Minimum finance amount of $2000.
Concora Credit
All Concora purchases must be done instore as we do not have the ability yet to send the customer digital links or allow online purchases.
Once approved, Concora will decide which plan the customer qualifies for. There will either be the Standard Plan, or the 6month Deferred Interest Plan. The standard plan has interest already built into the monthly payments. The payment will be 5% of the balance rounded up, including the $9.95 monthly credit card fee. The 6month deferred interest plan gives the customers the opportunity to pay off the balance in full within 6 months to avoid interest. This plan also includes the $9.95 monthly credit card fee. Customers need to make the monthly payments on time with both plans to avoid late fees. Minimum purchase amount is equal to the minimum financed amount. Customers purchase must be at least $300.00 and finance at least $300.00 for the Standard Plan. 6 Month Deferred Interest Plan must be at least $1,000.00 and finance at least $1,000.00. Miniums are based off the subtotal only.
America First Financing
- Payments That Fit Pay Schedules
- Early Savings Option
Please note that online applications are subject to stricter approval rules than applications processed in-store. If you are declined online, please apply in person.
*Subject to approval and standard underwriting criteria. Approval is possible without a credit score, but credit may be checked. New and Returning Customers may be approved for $300 - $5,000. The transaction advertised is a lease. A lease is not a loan or credit transaction. It has several names: lease, lease-to-own, rent-to-own, or rental-purchase. With a lease, you select the item(s) and a payment solution company, such as American First Finance (AFF). AFF purchases the item(s) from a Merchant. You take the item(s) home. AFF retains ownership until you pay for the item(s) plus rental fees. Other fees may be included, such as late, non-sufficient funds, delivery, and optional Liability Damage Waiver fees. As a result, the total amount you pay for leasing an item is more than the retail cost. You can save money on leasing fees if you pay in full during the Early Buyout Option or pay more than the required amount for each scheduled payment. Terms and conditions subject to change at any time without prior disclosure or notice.
Get the AFW Visualizer App
